Individual Life Insurance
This type of insurance is payable on death and issued to only one person.
Individual Life Insurance differs from group life insurance, which is provided through a company, and joint life insurance, which insures the life of two people.
Plans for every budget and life stage. Once you have selected the plan that is right for you, complete and sign the application. It's that easy!
Shop and compare the reates of several highly rated companies at your leisure without the pressure from salespeople.
If you prefer, you can contact a licensed professional at any time: (855) 960-4999.
Life Insurance Simplified
Our Quote and Apply tool allows you to:
- Instantly receive Life Insurance quotes from over 30 carriers
- Complete an online application
- Sign the agreement with DocuSign
- Securely attain the policy from respective insurance carriers
- **With or without a medical exam
What is individual life insurance?
This is a type of life insurance that provides financial protection for your family. The value of the individual life insurance policy is paid to your beneficiary or beneficiaries upon your death. They can use the funds as they see fit; for example, to cover funeral and burial costs and replace lost income.
There are a variety of life insurance options to choose from. We can help you choose the best policy type for your needs and goals.
Types of Individual Life Insurance
- Whole: Pays a death benefit and also accumulates a cash value.
- Universal: Flexible premium policies with a savings value. The accumulated cash value is invested with the goal of earning more in interest.
- Variable Universal: The cash value is invested into mutual fund-like accounts and their performance determines policy values.
- Term: Pays a death benefit only within a certain coverage period, such as 20 or 30 years.
How much life insurance do I need?
The answer to this question will vary depending on your current situation and future needs. Generally, life insurance is a way to replace your income if you pass away during your working years. The death benefit protects your loved ones, especially if you have a spouse or children. You may want to talk to a financial planner about the amount of life insurance you and your spouse should have.
Life Insurance Is Important. Find a partner you can trust.
An individual life insurance policy quote shows you how much coverage would cost, either monthly or annually. You can request a new quote for life insurance at any time. Looking for an insurer where you’re more than just a number? Give our insurance agents a call to discuss your life insurance needs and get a tailored quote for coverage. Let’s get started today!
Rio Grande Valley – (956) 682-1722
San Antonio – (210) 572-3222
Investment & Insurance Products : NOT FDIC INSURED – NOT GUARANTEED BY THE BANK – MAY LOSE VALUE
