Companion Savings Account
Complement Stability with Liquidity
Available as an add-on to your Certificate of Deposit (CDs)
with higher rates than a basic savings.
Better Together
Embrace the unexpected with confidence. Enjoy the liquidity of a Companion Savings when you open a Certificate of Deposit (CD) with us.
Account Features
- Higher Interest Rates: The more you save, the more you earn, with rates that increase alongside your balance.
- Easily Accessible: Unlimites Withdrawals.
- No Account Service Fees
- Safe and Insured: Funds insured by the FDIC up to the maximum allowed by law.
Account Information
- Initial Deposit of $2,500
- Earn interest starting at $0.01.
-
Waive the $3 monthly paper statement fee by enrolling in eStatements.
- No fee for individuals over the age of 70
- Transaction Limitations:
- Deposits after the original open date are not allowed unless another CD is opened. The deposit amount cannot exceed the value of the CD.
- Account cannot be linked to an ATM or Debit Card.
Terms & Conditions
All accounts subject to approval. Restrictions and limitations apply. Fees and ways to waive are assessed per statement cycle. The statement cycle date is when your statement’s billing period starts and ends, it’s approximately 30 days.
(1) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (2) Online Banking, LSNB Mobile™, and eStatements require enrollment in Online Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (3) Copyright © 2024 All rights reserved. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. This service is intended for sending money to family, friends, and others whom you trust. You should not use Zelle to send money to persons with whom you are not familiar, or you do not trust. (4) Available to LSNB Mobile App users. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. (5) ATM cards are available upon request. (6) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (7) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (8) New accounts will not be charged a Monthly Service Fee for at least the first statement period. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). (9) There is an Excess Item Fee for each additional withdrawal, including withdrawals and transfers made by mail, at a Banking Center or at an ATM. (10) At least half of the initial and subsequent deposits must come from funds not currently held in accounts at Lone Star National Bank. (11) For individuals under age 18 with a parent or guardian. Converts to a Personal Savings upon reaching the age of 24.
Key Benefits
We’re more than a community bank. Lone Star National Bank offers a range of convenient services to help our customers through every stage of life.
Digital Banking Excellence:
Full suite LSNB Mobile and Internet Banking for 24/7 account access.
Comprehensive Services:
Access to industry experts for any step of your financial journey: Buying a home, Starting a business, Insurance, Investments, Wealth Management & Trust.
The LSNB Commitment
With our focus on community and financial health, we offer a savings solution that aligns with your aspirations, ensuring a stable and prosperous tomorrow. Let’s get started today! 956-984-2440
