Banking
Compare Accounts with LSNB Rewards 
Enjoy all the benefits! Choose the account that best fits your needs.
| Benefits & Features | Elite Checking With Interest | Smart Choice Checking |
|---|---|---|
| Cell Phone Protection Receive Up to $600 Per Claim ($1,200 Per Year) if Your Cell Phone is Broken or Stolen | ||
| Roadside Assistance Up to $80 in Covered Service Charges, Available 24/7 | ||
| Buyers Protection & Extended Warranty Newly Purchased Items are Protected for Up to $2,500 Per Item if Theft or Accidental Breakage Occurs During the First 180 Days of Purchase | ||
| $10,000 Accidental Death Insurance(2) | ||
| Local Merchant Discounts Savings on Travel, Entertainment, Dining, Groceries, Clothing and More | ||
| Health Savings Card Save Money on Prescriptions, Eye Exams, Frames, Lenses and Hearing Services | ||
| Personal Identity Theft & Restoration Includes Payment Card Fraud Resolution, $2,500 in Personal Identity Theft Benefit and Identity Restoration | ||
| Cashier Checks or Money Orders Total of Two (2) Per Visit | ||
| Notary Signature Services Yes | ||
| 24-Hour Phone Banking | ||
| Earn Interest On Your Balance | — | |
| Minimum Initial Deposit | $1,500 | $50 |
| Service Fee | Waive the $15 Monthly Service Fee by Maintaining a $2,000 Daily Minimum Balance | $6 Monthly fee |
| Paper Statement Fee | Waive $3 Monthly Paper Statement Fee by Enrolling in eStatements | Waive $3 Monthly Paper Statement Fee by Enrolling in eStatements |
| Statement Cycle | Monthly | Monthly |
| LSNB Mobile™ | LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. | LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. |
| eStatements Must be a current Internet Banking customer. Select the option to receive your eStatement by registering through Internet Banking. | ||
| Internet Banking | ||
| Unlimited Bill Pay Must be a current Internet Banking customer to have access to Unlimited Bill Pay at no cost. | ||
| ATM or Visa® Debit Card ATM or VISA® Debit cards are available upon request. | ||
| ATM Deposits & Withdrawals ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. | ||
| Allpoint ATM Network Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the App Store, Google Play, or Microsoft Store. | ||
| Person to Person Payments | Available to LSNB Mobile™ app users. | Available to LSNB Mobile™ app users. |
| Bank to Bank Transfers | Available to Internet Banking and LSNB Mobile™ app users. | Available to Internet Banking and LSNB Mobile™ app users. |
| LSNB QuickDeposit (Mobile Deposit). | Available to LSNB Mobile™ app users. | Available to LSNB Mobile™ app users. |
| LSNB Card Manager™ | Must be a current Internet Banking customer. Requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. | Must be a current Internet Banking customer. Requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. |
| Apple Pay/Google Pay/Samsung Pay | Requires enrollment through Mobile Wallet app. | Requires enrollment through Mobile Wallet app. |
| SMS Text Banking | Available to LSNB Mobile™ app users. | Available to LSNB Mobile™ app users. |
