Business

Certificates of Deposit (CDs)

A Safe Way to Protect Your Savings.

Bank on your own terms. At Lone Star National Bank, you can choose CD terms that best fit your financial goals for your investment.

Start Saving Today!

Benefits of Business CDs

Grow your businesses’ nest egg with the predictable, secure growth of a certificate of deposit. Take advantage of the following benefits:

Account Features:

  • Assured Growth: Our guaranteed interest rates mean your investment is protected against market volatility.
  • Flexible Terms: Select a maturity period that aligns with your financial plans.
  • Penalty Free Terms: Choose the right term to avoid early withdrawal penalties and maximize your earnings.
  • Safe and Insured: Funds insured by the FDIC up to the maximum allowed by law.

Account Information:

  • Penalty for early withdrawal.
  • CDs Initial deposit of $1,000.
  • Earn interest starting at $1,000 for CDs.

All accounts subject to approval. Restrictions and limitations apply. Fees and ways to waive are assessed per statement cycle. The statement cycle date is when your statement’s billing period starts and ends, it’s approximately 30 days.

(1) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (2) Online Banking, LSNB Mobile™, and eStatements require enrollment in Online Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (3) Available to LSNB Mobile App users. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. (4) ATM cards are available upon request. (5) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (6) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (7) New accounts will not be charged a Monthly Service Fee for at least the first statement period. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). (8) There is an Excess Item Fee for each additional withdrawal, including withdrawals and transfers made by mail, at a Banking Center or at an ATM. (9) $3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking.

 

Business Savings Account vs. Business CD

Which type of savings is best for your business? Often, the answer is both a regular savings account and a CD. Once you build up a cushion in your Business Savings Account, you can put some of it into a business CD for higher rates and the other benefits mentioned above. In the meantime, you will still have your savings account if you need extra cash.

Key Benefits

Access and manage your account anywhere!

Digital Banking Excellence:

Full suite LSNB Mobile and Internet Banking 24/7 account access.

Comprehensive Services:

Access to industry experts for any step of your financial journey: Buying a Home, Starting a Business, Insurance, Investments, Wealth Management & Trust.

Open a Business CD today!

At Lone Star National Bank, we strive to achieve customer satisfaction in our communities by providing a complete suite of financial products and services to best fit your business needs. In short, we want to exceed your expectations every time you visit us. We are also proud to be part of the local business community, and the deposits you make with us will be reinvested back into our local economy.
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