LSNB Premium Business Checking
a New Course in Financial Mastery
It’s time to let your business banking not only meet expectations but exceed them, turning everyday transactions into opportunities for growth.
Where Earnings and Excellence Meet
Elevate your business to new heights with LSNB’s Premium Business Checking, tailored for visionaries who command both stability and prosperity.
Account Features:
- Fee Waiver Options: No monthly fees by meeting minimum balance criteria.
- Tiered Interest Rates: The more you save the more you earn, with rates that increase along with your balance.
- Free: Business advertisement on LSNB Rewards App (requires enrollment)
- Cashflow: Up to $10,000 revolving line of credit (based on cresit approval)
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Savings on Payment Solutions:
- Free Merchant Services equipment (select models)
- Safe & Insured: Funds insured by the FDIC up to the maximum allowed by law.
- No cash deposit processing fee
- Complimentary financial analysis with an LPL Financial Advisor
- Complimentary insurance review with a Lone Star Insurance Agent
Account Information:
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Waive the $12.50 monthly service fee by meeting one of the following criteria:
- $1,500 minimum daily balance.
- 15 posted debit card purchase/payments per statement cycle.
- Initial Deposit of $100.
- Waive the $3 monthly paper statement fee by enrolling in eStatements.
- Imaged statements available upon request.
Terms & Conditions
All accounts are subject to approval. Restrictions and limitations apply. Fees and ways to waive are assessed per statement cycle. The statement cycle date is when your statement’s billing period starts and ends, it’s approximately 30 days.
(1) Available only within 30 days of opening an LSNB Business Checking, Premium Business Checking, or Commercial Checking account. Business must me open for at least 12 months. Must bring a minimum of new money of $15,000 in deposit relationship. Must provide three months of bank statements from the current bank showing a 3-month average of at least $15,000. (2) Based on credit approval. (3) Select models. Does not include shipping and handling. (4) Applies to Domestic transfers only. (5) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (6) Account analysis is used to determine the monthly fee for a Commercial Checking Account. Account analysis is a method used to compensate commercial accounts for collected balances in the form of a monthly earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is calculated based on the 90-day Treasury Bill as posted in the Wall Street Journal. The earnings credit rate is a variable rate that may change at our discretion as often as daily. (7) Investment & Insurance Products : NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY LOOSE VALUE. (8) Online Banking, LSNB Mobile™, and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (9) Available to LSNB Mobile app users. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. (10) ATM or Visa® Debit cards are available upon request. (11) Requires enrollment through Mobile Wallet App. (12) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (13) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (14) New accounts will not be charged a Monthly Service Fee for at least the first statement period. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). (15)
$3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking. (16) Fees may apply. Please refer to our current schedule of fees.
Key Benefits
Designed to make your banking experience as straightforward as possible.
Digital Banking Suite:
From Internet Banking to LSNB Mobile™, manage your finances with sophistication and ease.
Business Payment Solutions:
From Treasury Management Solutions to Merchant Card Services, we provide the means to streamline and safeguard your financial operations.
Loans & Financing:
Resources and financial strength to support your business growth and financing needs.
Business Support And Security:
Benefit from services like Positive Pay and Night Depository, ensuring your funds are secure and your transactions are protected.
Digital Banking Excellence:
From Internet Banking to LSNB Mobile, manage your finances with ease.
LSNB Quick Deposit:
Deposit checks on the go anywhere in the US.
Mobile Wallet:
A quick and easy way to use your LSNB debit or credit card with just a tap.
ATM Freedom:
Access your money at more than 50,000 ATMs worldwide with Allpoint Network.
Comprehensive Services:
Access to industry experts for any step of your financial journey: Buying a Home, Starting a Business, Insurance, Investments, Wealth Management & Trust.
Financial Clarity And Control
- Service Fee: The monthly service fee is a relic of the past for those who meet our balance or transaction criteria.
- Statement Choices: Opt for eStatements and eliminate paper statement fees, embracing both convenience and sustainability.
- Transaction Flexibility: While we offer generous transaction limits, we maintain transparent fees for those who exceed them.
- Intelligent Analysis: Our account analysis services are detailed and designed to optimize your banking experience.
- Earn Where It Counts: While this account is interest-bearing, specific details regarding earnings credits are tailored to your business.
Choose Premium for Your Financial Growth
At LSNB, the financial health of your business is our mission. We’re dedicated to offering sophisticated solutions that move your business forward. Reach out to us for personalized support, or drop by one of our branches from the Rio Grande Valley to San Antonio, and let’s start building your business banking relationship today.
Let’s get started today! (956) 984-2440
