LSNB Business Checking
Streamline Your Business Finances with Ease and Efficiency
For small to mid-sized businesses, financial agility is key. LSNB Business Checking is tailored to streamline your financial operations, supporting your business as it grows.
Essentials That Empower Your Business
Account features
- Fee Waiver Options: No monthly fees by meeting minimum criteria.
- Free: Business advertisement on LSNB Rewards App (requires enrollment)
- Cashflow: Up to $10,000 revolving line of credit (based on cresit approval)
-
Savings on Payment Solutions:
- Free Merchant Services equipment (select models)
- 3 months waived ACH Origination fee (requires enrollment)
- 3 months waived online banking wire transfers (requires enrollment)
- $100 off first check order
- No cash deposit processing fee
- Complimentary financial analysis with an LPL Financial Advisor
- Complimentary insurance review with a Lone Star Insurance Agent
Account Information
- Waive the $7.50 monthly service fee when you maintain a $750 daily minimum balance.
- Initial Deposit of $100.
- Waive the $3 monthly paper statement fee by enrolling in eStatements.
- Imaged statements available upon request.
Terms & Conditions
All accounts are subject to approval. Restrictions and limitations apply. Fees and ways to waive are assessed per statement cycle. The statement cycle date is when your statement’s billing period starts and ends, it’s approximately 30 days.
(1) Available only within 30 days of opening an LSNB Business Checking, Premium Business Checking, or Commercial Checking account. Business must me open for at least 12 months. Must bring a minimum of new money of $15,000 in deposit relationship. Must provide three months of bank statements from the current bank showing a 3-month average of at least $15,000. (2) Based on credit approval. (3) Select models. Does not include shipping and handling. (4) Applies to Domestic transfers only. (5) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (6) Account analysis is used to determine the monthly fee for a Commercial Checking Account. Account analysis is a method used to compensate commercial accounts for collected balances in the form of a monthly earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is calculated based on the 90-day Treasury Bill as posted in the Wall Street Journal. The earnings credit rate is a variable rate that may change at our discretion as often as daily. (7) Investment & Insurance Products : NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY LOOSE VALUE. (8) Online Banking, LSNB Mobile™, and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (9) Available to LSNB Mobile app users. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. (10) ATM or Visa® Debit cards are available upon request. (11) Requires enrollment through Mobile Wallet App. (12) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (13) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (14) New accounts will not be charged a Monthly Service Fee for at least the first statement period. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). (15)
$3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking. (16) Fees may apply. Please refer to our current schedule of fees.
Key Benefits
Designed to make your banking experience as straightforward as possible.
Business Payment Solutions
From Treasury Management Solutions to Merchant Card Services, we provide the means to streamline and safeguard your financial operations.
Loans & Financing
Resources and financial strength to support your business growth and financing needs.
Business Support and Security
Benefit from services like Positive Pay and Night Depository, ensuring your funds are secure and your transactions are protected.
Digital Banking Excellence
From Internet Banking to LSNB Mobile, manage your finances with ease.
LSNB Quick Deposit
Deposit checks on the go anywhere in the US.
Mobile Wallet
A quick and easy way to use your LSNB debit or credit card with just a tap.
ATM Freedom
Access your money at more than 50,000 ATMs worldwide with Allpoint Network.
Comprehensive Services
Access to industry experts for any step of your financial journey: Buying a Home, Starting a Business, Insurance, Investments, Wealth Management & Trust.
Business Banking Made Simple
Our suite of digital banking tools is designed to make your banking experience as straightforward as possible:
- LSNB Quick Deposit & Mobile Wallet: Deposit checks and make payments with just a few taps.
- Bank to Bank Transfers: Move money effortlessly between accounts.
- LSNB Card Manager™: Take control of your business spending with ease.
Partner with LSNB for Your Business Banking Needs
Seeking a business checking account that understands your small business needs? Reach out to us for personalized support, or drop by one of our branches from the Rio Grande Valley to San Antonio, and let’s start building your business banking relationship today.
Let’s get started today! (956) 984-2440