Commercial Checking Accounts

All accounts are subject to approval. Restrictions and limitations apply. Fees and ways to waive are assessed per statement cycle. The statement cycle date is when your statement’s billing period starts and ends, it’s approximately 30 days.

(1) Available only within 30 days of opening an LSNB Business Checking, Premium Business Checking, or Commercial Checking account. Business must me open for at least 12 months. Must bring a minimum of new money of $15,000 in deposit relationship. Must provide three months of bank statements from the current bank showing a 3-month average of at least $15,000. (2) Based on credit approval. (3) Select models. Does not include shipping and handling. (4) Applies to Domestic transfers only. (5) For current rates, visit one of our Banking Centers or call 1-800-580-0322. Rates are subject to change at Bank’s discretion. (6) Account analysis is used to determine the monthly fee for a Commercial Checking Account. Account analysis is a method used to compensate commercial accounts for collected balances in the form of a monthly earnings credit. The earnings credit is used to reduce or eliminate account fees. The earnings credit is calculated based on the 90-day Treasury Bill as posted in the Wall Street Journal. The earnings credit rate is a variable rate that may change at our discretion as often as daily. (7) Investment & Insurance Products : NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY LOOSE VALUE. (8) Online Banking, LSNB Mobile™, and eStatements require enrollment in Internet Banking. LSNB Mobile™ requires Web access and access fees may be charged by your mobile carrier; check with your mobile provider for specific details on fees and charges. (9) Available to LSNB Mobile app users. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. (10) ATM or Visa® Debit cards are available upon request. (11) Requires enrollment through Mobile Wallet App. (12) ATM withdrawals at Lone Star National Bank ATMs and Allpoint Network ATMs at no charge. Fees may apply at other bank ATMs. (13) Surcharge-free ATMs. Visit allpointnetwork.com or download the Allpoint app to find an Allpoint ATM. Available through the Apple, Google or Windows store. (14) New accounts will not be charged a Monthly Service Fee for at least the first statement period. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). (15)
$3.00 monthly paper statement fee or eStatement at no charge. Paper statements do not include check copies or images. Free check images are provided with Internet Banking. (16) Fees may apply. Please refer to our current schedule of fees.