Business Auto Insurance
Keep Your Business Moving
Whether you have one vehicle or a fleet, when your business depends on commercial vehicles to keep its daily operations going, you need quality and dependable business auto insurance.
What does Commercial Vehicle Insurance cover?
Just like personal auto insurance, business vehicle insurance is designed to offer a slate of protections from liability from other parties as well as financial coverage for injuries and damages sustained during vehicular accidents.
This includes the following coverages for you or your employees when driving a company vehicle:
- Comprehensive: Covers losses damages caused to the vehicle when not driving, including theft, fire, or natural disasters.
- Property Damage Liability: Covers costs to repair damage caused to someone else’s property.
- Bodily Injury Liability: Helps to pay for the other driver’s medical expenses if your driver was found at fault in an accident.
- Collision: helps pay to fix or replace your vehicle if you hit another vehicle or object.
- Medical Payments: Can help pay for medical costs for your employees and their passengers in the event of an accident.
- Rental Cars: Liability coverage when covered employees drive rental vehicles for business purposes.
- Uninsured/Underinsured Motorist: To help pay for medical expenses or repairs if the other driver has insufficient coverage or is uninsured.
What type of vehicles are covered by Business Auto Insurance?
It’s important to keep in mind that when using your personal vehicle with an individual insurance policy, you may not be covered when it is used for business purposes. That’s why obtaining a business vehicle insurance policy is necessary to protect yourself and your business.
With the exception of tractor-trailers and semi-trucks, most vehicles used for commercial purposes can be supported by our commercial vehicle policies, including:
- Cars
- Vans
- Pickup Trucks
- Box Trucks
- Service Utility Trucks
- Food Trucks
- Motorcycles
- Commercial and Utility Trailers
Benefits of Working with Lone Star for Your Business Vehicle Insurance Needs
When you work with an experienced, community-based agency like LNSB Insurance Services to protect your business, you can count on:
- One-on-one service: Our agents will take the time to understand your business, its associated risks, and needs vehicle coverage, no matter the size of your company.
- Fully customizable coverage: Work with an agent to create the right plan from our extensive menu of insurance options.
- Local assistance: Don’t be left high-and-dry by large, national companies. Rest-assured knowing that your agent will be there to serve you whenever a need arises—right here in South Texas.
Protect and Secure Your Commercial Vehicles with Lone Star Insurance Services
Vehicular accidents can have drastic and costly repercussions for drivers, passengers, and businesses. To safeguard the interests and well-being of your business and its employees, it’s crucial to have adequate protections. We can help. Let’s get started today!
Rio Grande Valley – (956) 682-1722
San Antonio – (210) 572-3222
Investment & Insurance Products : NOT FDIC INSURED – NOT GUARANTEED BY THE BANK – MAY LOSE VALUE
